Nevis Peak Residences 2-203, Four Seasons Nevis

Nevis Peak Residences 2-203 is a hillside condominium at Four Seasons Resort Nevis, held freehold and delivered furnished, with covered terraces facing Nevis Peak and the golf course. Ownership carries resort access — private beach, three pools, four restaurants, spa and courts — plus Four Seasons owner privileges. It suits a buyer who wants a serviced, lock-and-leave second home for a few weeks a year rather than land and staff, and for whom a second passport may be part of the plan.

What you actually own

Freehold title to a condominium inside a resort scheme — not a fractional interest, not a right-to-use week. Confirm that on the title documents, and read three others before you sign:

• The condominium declaration and by-laws — your share of common property, your voting weight, and whether short-term letting is permitted at all. Some resort schemes reserve rental rights to the operator.
• The resort access agreement — the beach, pools, restaurants and spa are not attached to your deed. They come from a contract with a term, a fee and renewal conditions. Ask what that fee has done over five years, and what happens if the operator changes.
• The furniture inventory — "delivered furnished" should arrive as a signed schedule annexed to the sale agreement.

Get the certificate of occupancy for this unit, its handover date and any builder's warranty in writing before money moves. My development page sets out where delivery stands.

The honest cost of holding it

Nevis taxes property on market value: 0.156% on buildings and 0.75% on land, payable on or before 30 June, with 1% a month on anything late. A newly built residence is exempt for one year from completion — that shifts the first bill, it does not remove it. Ask for the actual bills, or the first assessment if none has issued.

The larger number is unpublished. A service charge at this operating standard covers management, security, insurance, common utilities and reserves, and I will not guess at it: ask for the condominium budget, dues per square foot, the reserve study, three years of accounts and any special assessments. Read the named-windstorm deductible in the insurance binder — it is usually a percentage of insured value. Stamp duty on transfer is customarily the vendor's cost here; have your attorney put the allocation in the sale agreement rather than assume it.

This property qualifies for the Saint Kitts & Nevis Citizenship by Investment program.