General information, not advice
Everything published on danmerriam.com — pages, articles, guides and downloads — is general information and commentary. It is not tax advice, legal advice, investment advice, or immigration advice, and it is not an offer or solicitation to buy any property, security or citizenship-by-investment product. Program rules, prices, tax law and market conditions change frequently and outcomes always depend on personal circumstances. Before acting on anything you read here, obtain advice from a qualified professional who is licensed in the relevant jurisdiction and familiar with your situation.
Who we are — and are not
Dan Merriam is a licensed real estate professional affiliated with St. Kitts & Nevis Sotheby's International Realty. Dan Merriam is an independent advisory practice; it is not a law firm, an accounting firm, a licensed immigration consultancy, or a registered investment adviser, and nothing on this site creates a client or fiduciary relationship. Where a matter requires licensed tax, legal or immigration work, we refer clients to qualified professionals in the relevant jurisdiction.
Accuracy and currency
We work hard to keep figures — program prices, timelines, visa-free counts, tax thresholds — accurate and current, and we date our articles. But governments change these numbers without notice, and no site tracking five citizenship programs and a dozen jurisdictions is ever perfectly current. Always confirm the number that matters to you against the official government source or with us directly before relying on it.
Personal experience and examples
Articles on this site draw on Dan's first-hand experience living and working in the Caribbean and advising private clients. Client examples are shared only with permission or in anonymised form. Past results — investment performance, processing times, approval outcomes — are no guarantee of future results.
Third parties, developments and brands
References to hotel brands, developers and third-party developments are editorial and informational. Unless explicitly stated, Dan Merriam does not represent those parties and they do not endorse this site. Sotheby's International Realty® is a licensed trademark of its owner; this site is not the website of any Sotheby's International Realty franchise.
Limitation of liability
To the fullest extent permitted by law, Dan Merriam accepts no liability for loss arising from reliance on the information on this site. Your use of the site is at your own risk.
Copyright
All content on this site is © Dan Merriam. You may quote brief excerpts with attribution and a link; wholesale reproduction requires written permission.
Questions
If anything here is unclear, or you want to verify a figure before acting on it, get in touch — that conversation is exactly what we are here for.