🇦🇮 Anguilla · RBI-Approved

Four Seasons Beachfront Villas in Anguilla

Four Seasons Beachfront Villas in Anguilla
Four Seasons Beachfront Villas in Anguilla
Four Seasons Beachfront Villas in Anguilla
Four Seasons Beachfront Villas in Anguilla
Four Seasons Beachfront Villas in Anguilla
Four Seasons Beachfront Villas in Anguilla
Loungers and umbrellas above the bay
The resort pool along the shoreline
The terrace restaurant looking out to sea
The dining room open to the water
The arrival hall in stone and timber
The dining area and open kitchen
The living room opening to the beach
A four-poster bedroom
A bedroom with a canopy bed and sea view
Twin beds facing the water
A sitting and dressing area
The bathroom with a sunken tub
1/18

A completed freehold villa on Meads Bay, inside the Four Seasons Resort and Private Residences Anguilla — built, trading, and walkable before you sign. It suits a buyer who wants a large, staffed, hurricane-insured house on a five-star resort with no maintenance to think about, and who can absorb a six-figure annual carrying cost without needing rental income to cover it. It is a poor fit for anyone whose real objective is a second passport: Anguilla is a British Overseas Territory with residency by investment and no citizenship program.

What you actually own

Whole freehold ownership — not a fraction, not a leaseback, not a share in a company that owns the building. There is no construction risk left to price and no rendering to interpret.

Every foreign buyer must obtain an Alien Landholding Licence, and the purchase is conditional on it. Prime sandy beachfront in Anguilla is generally not available to foreign buyers unless it forms part of a large tourism development; residences inside a licensed resort are the exception that makes this villa purchasable at all, which is also what ties it to the resort's fortunes. The brand is a licence, not an owner: Four Seasons Hotels Limited neither owns nor sells these residences. Dart acquired the resort in July 2022, and it flew a different flag a decade ago. I would not treat either as permanent.

The honest cost of holding it

At closing: stamp duty of up to 12.5% of the freehold value, per Deloitte's Anguilla Highlights of January 2026. That is a ceiling rather than a quoted rate, so get the rate that actually applies confirmed in writing before you budget. A separate 5% transfer tax is charged on the greater of assessed value or sale proceeds and is stated to fall on the seller; confirm in the contract who bears it.

Annually: the homeowners' association assessment dominates, and it buys utilities, taxes, insurance including hurricane cover, common-area maintenance, amenity access and telecoms. Before exchange I want the assessment actually billed on this villa for the past five years, the association's reserve position, and the named-storm deductible — which is where Caribbean association budgets tend to break.

This property qualifies for the Anguilla Residency by Investment program.

Represented by Dan Merriam
Price$7,950,000
Bedrooms4
Bathrooms4.5
Size403 m²
OwnershipFreehold
StatusCompleted
RBI eligibleYes

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Dan Merriam & Associates acts for the buyer. Our advice is independent, not contingent on any sale, and we hold no brokerage or developer mandate.

Frequently asked questions

What does it cost to hold each year?

The homeowners' association assessment is the dominant annual cost — the resort's January 2021 rental program FAQ gives an initial fee averaging approximately US$33 per interior square foot per year, covering utilities, taxes, insurance including hurricane cover, common-area maintenance, amenity access and telecoms. Property tax runs at 0.3% of assessed annual value, or 0.325% if the villa is let short-term. That published rate is five years old and describes itself as an initial average, so I ask for the assessment actually billed on this villa.

Can I rent it out?

Yes, through the resort's optional rental program: you receive 50% of net rental income after 12.75% of gross has come off the top as a service charge, with a further 5% of your villa's rental income going into an FF&E reserve. Owner use is capped at 90 days a year in most units, of which up to 60 may fall in high season. No occupancy or nightly-rate figures are published; the resort makes historical occupancy available on request, and I would insist on seeing it for this floor plan before anyone builds a spreadsheet.

Does this qualify for citizenship or residency?

Residency only. Anguilla is a British Overseas Territory with a residency-by-investment program and no citizenship-by-investment program, so no purchase here buys a passport. The Ministry of Finance's 2018 briefing set the real estate route at a US$750,000 minimum with no resale within five years — this price clears that easily — but permanent residence confers no passport or travel privileges, and British naturalisation requires nine months a year on island for five consecutive years, which is mathematically incompatible with the rental program's 90-day owner-use cap.

I'm a US citizen. Does Anguilla's zero-tax regime help me?

No. The United States taxes its citizens and green-card holders on worldwide income regardless of where they live or what second residency or citizenship they hold. Anguilla levies no income, capital gains, inheritance or wealth tax and has entered into no tax treaties, but none of that changes your US filing and reporting obligations, and rental income earned here remains reportable at home. Take US tax advice before the Anguillian advice, not after.