Wealth & Tax
Cross-border tax, trusts, banking and structuring for globally mobile families.
All Wealth & Tax insights
Dominica Is Ending Tax on Foreign Income — Local Income Drops to 10%
Dominica's 2026/27 budget ends tax on worldwide income — only local income is taxed — and cuts it to a flat 10% from 2027. What the change is worth, and who it suits.
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Puerto Rico Act 60 vs Caribbean Citizenship: Only One of Them Cuts Your Tax
Act 60 changes an American's tax bill; a Caribbean passport changes none of it. The honest comparison, renunciation and the exit tax included.
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Opening a Barbados Bank Account as a Foreigner: Documents, Fees and Exchange Control
What it takes for a non-resident to open a Barbados bank account: the document checklist, the fees, the 2% FX levy and exchange control.
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What the CIBC–Butterfield Deal Means for Caribbean Offshore Banking
Butterfield's $1.8B deal for CIBC Caribbean ends Canada's Caribbean banking retreat. What changes for offshore deposits, tax exposure and clients.
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Can a Canadian Expat Still Buy in Toronto? The Foreign-Buyer Ban Myth
Canada's foreign-buyer ban and Toronto's speculation taxes hinge on citizenship, not residency. What a Canadian expat can still buy — and what changes.
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When Renouncing US Citizenship Actually Makes Sense
Renouncing US citizenship rarely pays off for average earners. Here are the specific UHNWI profiles where the math actually works — and who should wait.
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Offshore Trust vs Private Foundation: Which One Actually Fits You
Panama and Liechtenstein foundations vs Cayman, BVI, and Nevis trusts — real costs, control, tax classification risk, and which one actually fits you.
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Is the 90% Rule Real? What the Research Actually Says About Family Fortunes
The famous 90% wealth-transfer statistic is shakier than it looks. What actually destroys family fortunes, and the trust and tax structures built to survive it.
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RRSP and TFSA After You Leave Canada
What actually happens to your RRSP and TFSA once you become a non-resident of Canada — withholding rates, treaty relief, penalties, and the traps to avoid.
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How Puerto Rico's 2026 Act 60 Reform Is Ending the 0% Crypto Dream
Puerto Rico's Act 38-2026 replaced Act 60's 0% rate with 4% from 2027. What changed, who is grandfathered, and honest alternatives for crypto investors.
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The NR73 Trap: Why Telling the CRA You've Left Can Backfire
Form NR73 asks the CRA to opine on your residency after you leave Canada. Filing it is voluntary — and it can hand the CRA a file to use against you.
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Nevis Trust vs Cook Islands Trust: Which Stops a Lawsuit
An on-the-ground comparison of Nevis and Cook Islands asset-protection trusts: fraudulent-transfer windows, creditor bonds, charging orders, and what fails.
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How the CRA Actually Decides You've Left Canada
The CRA doesn't care that you moved. It weighs your residential ties, then a tax treaty tie-breaker. Here's the actual test, worked through with Barbados.
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The Exit Tax Most Americans Forget: Your IRA, Your House, and the Deemed Sale
The US exit tax deems your IRA and house sold before you leave — if you're a covered expatriate. Here's exactly what you'd owe on each, in full detail.
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I Triggered Canada's Departure Tax in 2021 — Here's How It Actually Works
Canada's departure tax is a deemed sale of everything you own the day you cease residency. I triggered it in 2021 — the mechanics, the forms, the timing.
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The Best Caribbean Bases for Canadians Escaping the Tax Net
Cayman, The Bahamas, Antigua, Nevis and Barbados compared for Canadians leaving high taxation behind — real costs, residency rules, and who fits each.
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Does a Second Passport Protect Your Assets? Passport vs Offshore Trust
A second passport protects where you can live. An offshore trust protects what a lawsuit can take. Here's how to structure both, without confusing them.
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7 Ways to Legally Shrink Canada's Departure Tax Before You Leave
Canada's departure tax is hard to avoid but not impossible to shrink. Seven legal levers — deferral, exemptions, timing and treaty relief — explained.
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The Biggest Ponzi Schemes in the Caribbean — and the Red Flags They Shared
Stanford, Buccament Bay, Sanctuary Belize and Olint all collapsed in this region. The pattern they shared, and the warning signs investors kept missing.
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Canada's Capital Gains Tax Increase: Carney Backed Down, But the Risk Hasn't Gone Away
Canada's capital gains inclusion rate is still one-half in 2026. Why the cancelled 2024 hike means investors should treat the rate as a live risk, not a constant.
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When Canadian Tax Planning Stops Working: The Point Where the Question Becomes Residency
Where Canadian tax planning stops working for investors, the point where the question becomes residency rather than deductions, and what departure actually costs.
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Do Canadian Citizens Living Abroad Pay Ontario's Foreign Buyer Tax?
No. Ontario's NRST is 25% and Toronto adds 10% on top, but both key on citizenship, not residency. Who pays, who is exempt, and the mixed-ownership trap.
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