ARTICLES AND RESOURCES
Read expert insights from Dan Merriam, a Caribbean real estate investor, advisor, and Partner at InvestCARICOM, sharing over a decade of experience in entrepreneurship, property investment, and global wealth strategy.
The $1M Caribbean Plan B: From Citizenship to Island Escape in 24 Months
In 2025, the question I hear most often isn’t “Should I build a Plan B?” It’s “Where should I build it?”
Across the world, families are rethinking how and where they want to live. Rising taxes in Europe, regulatory tightening in the UK, growing capital gains exposure in Canada, and geopolitical uncertainty in North America have pushed many high-net-worth individuals to seek alternatives. Even Americans—who remain subject to U.S. federal tax no matter where they reside—are actively looking for second homes, offshore residency options, and international diversification.
The Caribbean has emerged as one of the most attractive destinations for this new wave of global planning. It offers something rare: a combination of citizenship and residency pathways, tax-efficient environments, real estate investment opportunities, and lifestyle advantages. For some families, it’s a backup plan—a hedge against instability. For others, it’s a full relocation, with schools, healthcare, and year-round living built into the equation.
With a budget of around $1M USD and a structured 24-month roadmap, you can create a Caribbean base that delivers more than just sunshine. You can secure a respected second citizenship, establish tax residency, and own a villa or branded residence that serves as both a lifestyle retreat and a long-term wealth anchor.
Canada Capital Gains Tax Increase in 2024: Impact on Investors and Business Owners
With the Canada capital gains tax increase in 2024, a significant shift is happening that's poised to reshape how capital gains are taxed, especially for wealthy Canadian families, investors, and business owners. With the federal government's latest move, I'm diving deep into the implications of the capital gains tax increase, a topic that's not only timely but crucial for understanding the broader economic shifts in Canada. This change, set to take effect on June 30th, 2024, targets capital gains exceeding $250,000, marking a pivotal moment in Canadian tax policy to foster a more equitable tax system.
Canada Tax Planning: Strategies for Investors
Navigating Canada's tax system and staying on top of things as a business owner or investor can be difficult, and there are a lot of complexities. Whether you're a seasoned entrepreneur or new to the game, understanding the basics of tax law and planning is crucial to success. In this article, I'll share the essentials of effective tax planning, from reducing taxable income to maximizing deductions and tax credits.
