In 2025, the question I hear most often isn’t “Should I build a Plan B?” It’s “Where should I build it?”

Across the world, families are rethinking how and where they want to live. Rising taxes in Europe, regulatory tightening in the UK, growing capital gains exposure in Canada, and geopolitical uncertainty in North America have pushed many high-net-worth individuals to seek alternatives. Even Americans—who remain subject to U.S. federal tax no matter where they reside—are actively looking for second homes, offshore residency options, and international diversification.

The Caribbean has emerged as one of the most attractive destinations for this new wave of global planning. It offers something rare: a combination of citizenship and residency pathways, tax-efficient environments, real estate investment opportunities, and lifestyle advantages. For some families, it’s a backup plan—a hedge against instability. For others, it’s a full relocation, with schools, healthcare, and year-round living built into the equation.

With a budget of around $1M USD and a structured 24-month roadmap, you can create a Caribbean base that delivers more than just sunshine. You can secure a respected second citizenship, establish tax residency, and own a villa or branded residence that serves as both a lifestyle retreat and a long-term wealth anchor.